IRA gifts

You can help reach more people with biblical truth and receive significant tax benefits in return.

If you are 70 ½ or older, you can make a sizable gift from your individual retirement account (IRA) to Love Worth Finding to share God’s Word and receive significant tax benefits in return. You can give a tax-wise gift of up to $100,000 per year in IRA assets and make it possible for more people to hear the simple yet profound teaching of Adrian Rogers.

Requirements of a Qualified Charitable Distribution
You can give to charity from your IRA without any federal tax liability, as long as the gifts are qualified charitable distributions (QCDs). Distributions qualify for all or part of an IRA owner’s required minimum distribution (RMD).

  • IRA holders must be age 70 ½ or older at the time of the gift.
  • Give up to $100,000 per year as a single person or $200,000 per year as a married couple from separate accounts. *
  • Gifts must be outright gifts made directly to a charitable organization.
  • Distributions to donor-advised funds are not permissible.
  • Distributions may be made from IRAs, including a traditional IRA, inherited IRA, SEP IRA (inactive), or simple IRA (inactive). Other retirement accounts are not eligible.

*This limit will be indexed for inflation, beginning in 2024.

Benefits of giving from your IRA

Tax-wise

Charitable distributions reduce your taxable income. They are advantageous even if you do not itemize deductions on your tax returns!

Convenient

An easy way to give and reach people with biblical truth.

Promises kept

Gifts from your IRA can be used to fulfill any charitable giving pledges previously made.

Impactful

Gifts are tax-free to the charity. The entirety of your gift will go toward ministry!

This information is not intended as tax, legal or financial advice. Gift results may vary. Consult your financial advisor and legal counsel for information and advice specific to your situation.

Request your fact sheet today!

LWF partners with Barnabas Foundation to provide complimentary professional planned giving advice. Barnabas has been helping Christians with gift planning to reduce taxes since 1976. Fill out this information to get access to a downloadable fact sheet about giving IRA gifts. Or contact Bob Dawkins or Sam Cox at 800-274-5683 or [email protected].

Other ways to give

Gifts that pay you income

Donor-Advised Funds

Gift In Your Will

Stock and Asset Gifts